Terms and Conditions
- Answers are not financial advice. Do your own research and consult an expert before making any
- We reserve the right to revoke access for any reason.
- This tool is only meant for users based in the US.
Welcome to FinchatAI, where we use artificial intelligence (AI) to provide financial planning to
our users. Before using our services, please read these Terms of Service carefully, as they
govern your use of our platform and set out important terms and conditions.
- Acceptance of Terms By accessing or using our platform, you agree to be bound by these Terms
of Service. If you do not agree to these Terms of Service, you may not use our platform.
- Description of Service Our platform provides financial guidance using AI. We do not offer any
investment or financial products or services, and our guidance is intended for informational
purposes only. Our guidance is based on a variety of factors, including your financial
information and market data, and is not personalized to your specific needs or circumstances.
- Disclaimer We are not responsible for the accuracy, completeness, or reliability of any
information or guidance provided through our platform. You should not rely solely on our
guidance in making any financial decisions, and we recommend that you consult with a qualified
financial advisor before making any investments or financial decisions.
- User Accounts To use our platform, you may need to create a user account. You are responsible
for maintaining the security of your account and password, and you agree to notify us
immediately of any unauthorized use of your account. By signing up for access to our platform,
you acknowledge and agree that we reserve the right to deny or revoke access to the platform
at any time, for any reason, and without notice. Access to the platform is not guaranteed and
may be subject to restrictions or limitations. Your sign-up for access does not create any
contractual or legal rights to access the platform, and we reserve the right to terminate your
account and/or access to the platform at any time, with or without cause.
- Intellectual Property Our platform and all content and materials on our platform are owned by
us or our licensors and are protected by copyright, trademark, and other intellectual property
laws. You may not use our platform or any content or materials on our platform for any
commercial purpose without our express written consent.
- Limitation of Liability We are not liable for any damages, including but not limited to
direct, indirect, incidental, punitive, and consequential damages, arising from or related to
your use of our platform or any guidance or information provided through our platform.
- Modification of Terms We may modify these Terms of Service at any time by posting the modified
terms on our platform. Your continued use of our platform after the posting of the modified
terms constitutes your agreement to the modified terms.
- Governing Law These Terms of Service are governed by and construed in accordance with the laws
of California, without giving effect to any principles of conflicts of law.
- Entire Agreement These Terms of Service constitute the entire agreement between you and us
regarding your use of our platform and supersede all prior agreements and understandings,
whether written or oral.
Our startup provides financial planning using AI, and we strive to maintain a safe, secure, and
respectful environment for our users. This Acceptable Use Policy sets out the rules and
guidelines for using our platform. By accessing or using our platform, you agree to be bound by
this Acceptable Use Policy. If you do not agree to this Acceptable Use Policy, you may not use
- Prohibited Activities You may not use our platform for any illegal or fraudulent purpose or in
a manner that violates any applicable laws or regulations. You may not use our platform to:
- impersonate another person or entity;
- post or transmit any content that is offensive, abusive, defamatory, or otherwise
- engage in any activity that interferes with or disrupts our platform or our users’ ability
to use our platform; *
- attempt to gain unauthorized access to our platform, user accounts, or other systems or
- use our platform to send spam or other unsolicited messages;
- engage in any activity that could harm our reputation or the reputation of our users;
- use our platform to promote any products or services without our express written consent.
- Right to Refuse Service We reserve the right to refuse service to anyone for any reason,
including but not limited to violations of this Acceptable Use Policy. We may also suspend or
terminate your access to our platform if we believe that you have violated this Acceptable Use
Policy or any other terms or policies related to our platform.
- Modification of Policy We may modify this Acceptable Use Policy at any time by posting the
modified policy on our platform. Your continued use of our platform after the posting of the
modified policy constitutes your agreement to the modified policy.